Household
CORAL HOUSEHOLD PRODUCT
Bedroom rated product providing flexible cover suitable for properties with up to 5 bedrooms built after 1850. Only available on full cycle EDI.
Features and Benefits
- Buildings and contents with optional cover for personal belongings
- Up to £400,000 buildings cover
- Up to £40,000 contents cover
- Costs for alternative accommodation up to £30,000
- Up to £200 fridge and freezer contents cover
- Up to £250 for replacement locks
- £1,500 increase in cover limit for wedding gifts, Christmas, birthdays and wedding anniversaries
- Metered water covered up to £750
- Generous valuable property limits
- Personal Liability cover up to £2 million
- £5,000 for fatal injury in the home
Claims
Telephone: 0870 240 1563
Available 24 hours a day, 7 days a week
Contact Information
Telephone: 0845 603 1686
SILVER HOUSEHOLD PRODUCT
Sum insured product providing comprehensive cover for standard requirements.
Features and Benefits
- Buildings and contents with optional cover for personal belongings and legal expenses
- Money up to £250
- Metered water covered up to £750
- Personal liability cover up to £2 million
- Up to £250 for replacement locks
- Valuables up to 35% of the sum insured
- Business equipment up to £5,000
- 10% increase in cover limit for wedding gifts, Christmas, birthdays and wedding anniversaries
- Costs for alternative accommodation up to 15% of the sum insured
- Contents outside covered up to £500
- £5,000 for fatal injury in the home
Claims
Telephone: 0870 240 1563
Available 24 hours a day, 7 days a week
Contact Information
Telephone: 0845 603 1686
GOLD HOUSEHOLD PRODUCT
Sum insured product providing superior cover for the mid net worth market.
Features and Benefits
- Buildings and contents with optional cover for personal belongings and legal expenses
- New purchases up to £3,000 covered for 21 days
- Up to £1,000 cover for trees, plants, shrubs and lawns
- Student possessions in the UK up to £2,000
- £500 fridge and freezer contents cover
- Up to £500 for replacement locks
- Valuables up to 35% of the sum insured
- Business equipment up to £7,500
- 10% increase in cover limit for wedding gifts, Christmas, birthdays and wedding anniversaries
- Metered water covered up to £750
- Personal liability cover up to £2 million
- Up to £5,000 to cover moving as a result of a violent crime
- Contents outside covered up to £500
- £10,000 for fatal injury in the home
Claims
Telephone: 0870 240 1563
Available 24 hours a day, 7 days a week
Contact Information
Telephone: 0845 603 1686
HOUSEHOLD NON-STANDARD PRODUCTS
Resilets
A product designed for the residential property owner with cover available for professional and student lets or properties let to tenants on housing or disability benefit.
Resilets provides cover for buildings and for professional lets, landlord’s contents can also be included.
The cover includes:
- Landlord’s loss of rent up to 20% of the buildings sum insured
- £5,000 of landlord’s contents in respect of carpets, curtains, blinds and white goods
- Malicious damage by tenants
- Accidental breakage of glass and sanitary-ware
Holiday Homes
Dedicated cover for holiday homes in the UK that are occupied solely by the proposer and family or let out as a holiday let.
Cover is available for buildings and contents and it is not a requirement that Equity holds the insurance of the main residence.
Unoccupied Properties
Cover is now available for properties temporarily unoccupied due to extended holidays or longer-term un-occupancy, pending sale of the property.
The standard 30-day cover exclusions do not apply subject to the proposer taking certain precautions and an increased excess.
Claims
Telephone: 0870 240 1563
Available 24 hours a day, 7 days a week
Contact Information
Telephone: 0845 603 1686
